Hi IOMers
Found this on the web while browsing
Travel Insurance - The Isle of Man’s travel insurance headache
An old agreement between the Isle of Man and mainland UK is set to come to an end buy 2010 meaning that people making trips to the mainland UK and vies versa may need to take out travel insurance to insure that they will be properly covered.
The ending of the agreement will mean that anyone visiting the Isle of Man from the UK or UK to the Isle of Man, who has an accident and is admitted to accident and emergency will have to pay for any ongoing treatment, although the initial treatment will still remain free many who travel between the two on a regular basis will seriously have to think about taking out travel insurance. Medical referrals to hospitals in the mainland UK will remain free as before the Manx government will pick up the bill for this circumstance.
Organisers of the world famous TT race on the island may also be a little worried as the extra cost of travel insurance for those coming to watch the race may put some race fans off coming to watch the race. Other aspects of the Islands travel industry may be effected as the island has often been a holiday destination for families on lower incomes and now with the added cost travel insurance many may decide to holiday on Britain’s fair shores.
The biggest victims of this news seems to be the island elderly population as Mrs Creighton a representative for age concern explains “It has been stated that travel insurance will have to be taken out for visits to the UK as for visits to other countries abroad. Unfortunately, this is not as easy as you get older” she said.
“Insurance for the over-75s invariably only allows a maximum stay away from the Island of 31 days and will not cover any ailments that the individual already has, meaning as you get older the list of your permanent disabilities increases significantly and the more expensive your travel insurance becomes.”
“Imagine visiting relatives in the UK for two weeks and then falling ill, necessitating a spell in hospital due to a residual heart problem that is not covered by the insurance and the time limit of 31 days being exceeded. How would a pensioner manage?”
“'We have had many phone calls on the subject and one point which has been made very forcibly by both Manx-born residents as well as "comeovers" is that if they have lived and worked for a significant period in the UK they should automatically be entitled to free treatment there. We hope that the situation can be resolved”
The decision to stop free healthcare between The NHS and Manx residence is not set in stone and many residents on the Isle of Man will hope that the decision will removed. The chief minister Tony Brown has set up a party to discover the full implications of the UK government’s decision. They will have just over two years to try and reach a compromise which may benefit the residence more than the current plans